2. Consider the following statements about Unified Payments Interface (UPI):
1. It is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions.
2. It caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.

🔴1. Which article of the Constitution of India guarantees the freedom of conscience, the freedom to profess, practice and propagate religion to all citizens?
Ans: (c)

🔸Article 25 guarantees the freedom of conscience, the freedom to profess, practice and propagate religion to all citizens.


🔴2. Consider the following statements about Unified Payments Interface (UPI):
Ans: (c)

🔸Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform.
It also caters to the “Peer to Peer” collect request which can be scheduled and paid as per requirement and convenience.


🔴3. In India, the Coastal Regulation Zone rules (CRZ rules) were notified under which of the following?
Ans: (c)

🔸What are CRZ norms: Under the section 3 of Environment Protection Act, 1986 of India, Coastal Regulation Zone notification was issued in February 1991 for the first time.
In 2018-19, fresh Rules were issued, which aimed to remove certain restrictions on building, streamlined the clearance process, and aimed to encourage tourism in coastal areas.


🔴4. “To uphold and protect the Sovereignty Unity and Integrity of India” is a provision made in the
Ans: (d)

🔸It has been mentioned in Article 51-A of the Constitution (Fundamental Duties).


🔴5. The phrase ‘Critical Wildlife Habitat’ (CWH) is defined under the:
Ans: (d)

🔸The phrase ‘critical wildlife habitat’ is defined only in the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, and NOT in the Wildlife (Protection) Act, 1972.
o Critical wildlife habitats (CWHs) are areas inside wildlife sanctuaries, national parks and tiger reserves – known as 'protected areas' – where people's activities like cattle grazing or collecting leaves compete with the needs of wildlife.

2. Which of the following statements is/are true of the Fundamental Duties of an Indian citizen?
1. A legislative process has been provided to enforce these duties.
2. They are correlative to legal duties.

🔴1. Karakattam is an ancient folk dance of
Ans: (c)

🔸Karakattam is an ancient folk dance of Tamil Nadu performed in praise of the rain goddess Mariamman (the rain goddess).
The performers balance a pot on their head.


🔴2. Which of the following statements is/are true of the Fundamental Duties of an Indian citizen?
Ans: (d)

🔸There is no legislative process to enforce citizens to do their duties. The legal duty is one which is required to be carried out as per law. So, there is no correlation between both duties.


🔴3. In which one of the following States is Kuno-Palpur National Park is located?
Ans: (c)

🔸Kuno-Palpur National Park in Madhya Pradesh could become the country’s first-ever cheetah sanctuary.
Although the plan of bringing cheetahs to India was in the works for more than a decade, it came close to a realisation after the Supreme Court’s nod in January 2020.


🔴4. The Angadia system was in news recently, is related to:
Ans: (b)

🔸The Angadia system is a century-old parallel banking system in the country where traders send cash generally from one state to another through a person called Angadia that stands for courier.
It is by and large used in the jewellery business with Mumbai – Surat being the most popular route as they are two ends of the diamond trade.
The cash involved is huge and it is the responsibility of the Angadia to transfer cash from one state to another for which they charge a nominal fee.


🔴5. For a citizen of India, the duty to pay taxes is a:
Ans: (d)

🔸As per the Swaran Singh Committee (that suggested inclusion of fundamental rights); including duty to pay taxes should have been a fundamental duty, but it was not agreed upon.
So as per the Direct taxation laws; income and other kinds of taxes are a legal obligation for an Indian citizen as he uses public services, receives social and political security from the state etc

1. Consider the following statements about the RBI Retail Direct Scheme:
1. It is aimed at enhancing access to the government securities market for retail investors.
2. It will provide online access to the government securities in both primary and secondary markets.

2. Consider the following statements about the SMILE Scheme:
1. The Ministry of Social Justice and Empowerment has formulated this scheme for Support for Marginalized Individuals.
2. The scheme would be implemented with the support of NABARD and SIDBI.

4. With reference to office of whip consider the following statements:
1. The office of whip is not mentioned in the constitution, but is mentioned in the Parliamentary statute.
2. He is appointed by the speaker in Lok sabha and by the Chairman in the Rajya sabha.
3. He regulates and monitors the behaviour of the party members in the Parliament.