Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Climate change- climate policy and climate transition.
🅾️Prerequisite for this is -Energy Transition- “Energy Atmanirbharta” by 2040
🅾️National Hydrogen Energy Mission and all other related dimensions of the issue- Click here
➡️Problems/ challenges :
⚜️1.Challenges include the higher production cost compared to conventional hydrogen and the lack of infrastructure for refueling and transporting green hydrogen.
⚜️2. Availability of water and the need for demineralized freshwater pose concerns for large-scale green hydrogen production in water-stressed regions like India.
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🅾️Prerequisite for this is -Energy Transition- “Energy Atmanirbharta” by 2040
🅾️National Hydrogen Energy Mission and all other related dimensions of the issue- Click here
➡️Problems/ challenges :
⚜️1.Challenges include the higher production cost compared to conventional hydrogen and the lack of infrastructure for refueling and transporting green hydrogen.
⚜️2. Availability of water and the need for demineralized freshwater pose concerns for large-scale green hydrogen production in water-stressed regions like India.
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
✅Gs-3 : Economy- Sectors of economy- Industrial growth- Industries- Semiconductors
🅾️Background of the issue : Click here and read about India's push for semiconductors
🅾️List of all important questions on this topic for interview and mains - https://www.tg-me.com/UPSC_Interviews/34
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@upschighlights - Relevant hashtags for Prelims- Click here
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🅾️Background of the issue : Click here and read about India's push for semiconductors
🅾️List of all important questions on this topic for interview and mains - https://www.tg-me.com/UPSC_Interviews/34
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
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Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Economy- External sector- Rupee invoicing
🅾️Context : India was trying to tradewith Russia using Indian rupee- Click here- But Since Rupee is not an acceptable currency globally, Russia wants to Use Yuan
🅾️What is the most important thing to know for the next 2 years- Why our Export basket is changing?- A VERY VERY important trend . Understanding each of the sector is very important- Especially in the context of the new foreign trade policy- Click here and also the trend of Internationalization of Rupee
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@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
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🅾️Context : India was trying to tradewith Russia using Indian rupee- Click here- But Since Rupee is not an acceptable currency globally, Russia wants to Use Yuan
🅾️What is the most important thing to know for the next 2 years- Why our Export basket is changing?- A VERY VERY important trend . Understanding each of the sector is very important- Especially in the context of the new foreign trade policy- Click here and also the trend of Internationalization of Rupee
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3- Agriculture
🅾️PPVFR act and its provisions- UPOV etc- imp prelims info
🅾️Case study : Pepsico agreement with farmers and whether farmers are right in seeking the shelter of PPVFR act . Impact of corporate farming in India- click here
➡️Mentorship 2024 batch students- This is the update I was mentioning in the first CA class
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
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🅾️PPVFR act and its provisions- UPOV etc- imp prelims info
🅾️Case study : Pepsico agreement with farmers and whether farmers are right in seeking the shelter of PPVFR act . Impact of corporate farming in India- click here
➡️Mentorship 2024 batch students- This is the update I was mentioning in the first CA class
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Economic growth
🎖MUST READ ARTICLE- What is it about?- What kind of strategy should India deploy for improving per capita
⚠️GDP formula G= C+I+G+(X-M)
🅾️1. you need investment ( I)
🅾️2. You need efficiency- this is where we discuss ICOR- Already explained the concept here- Click here
🅾️3. Our ability to consume i.e. (c)- we need to see what can stop us-
⚜️1. AI skills and govt policy- Components of Governance 4.0
⚜️2. Climate change- Click here
⚜️3. Govt development strategy- Here the author suggests that we focus not just on export led growth- but multidimensional growth strategy- Click here
🅾️4. Provision of Universal Basic income- This will be a part of (G) in above formula and will have an impact on Consumption - i.e. C- Click here
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
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🎖MUST READ ARTICLE- What is it about?- What kind of strategy should India deploy for improving per capita
⚠️GDP formula G= C+I+G+(X-M)
🅾️1. you need investment ( I)
🅾️2. You need efficiency- this is where we discuss ICOR- Already explained the concept here- Click here
🅾️3. Our ability to consume i.e. (c)- we need to see what can stop us-
⚜️1. AI skills and govt policy- Components of Governance 4.0
⚜️2. Climate change- Click here
⚜️3. Govt development strategy- Here the author suggests that we focus not just on export led growth- but multidimensional growth strategy- Click here
🅾️4. Provision of Universal Basic income- This will be a part of (G) in above formula and will have an impact on Consumption - i.e. C- Click here
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS by Vikas kanukollu (VK)
UPSC Mains Gs 3 2023 Analysis.pdf
39.7 MB
✅Gs-3 UPSC Mains 2023 analysis.
➡️How useful was VK IAS Telegram channel?
📍I hope you unmute the channel atleast now and spend time daily. Build habits and discipline- These are somethings that money cannot buy you. 🙂
- VK
(@hinduhighlights)
➡️How useful was VK IAS Telegram channel?
📍I hope you unmute the channel atleast now and spend time daily. Build habits and discipline- These are somethings that money cannot buy you. 🙂
- VK
(@hinduhighlights)
✅Gs-3 : Agriculture- Exports growth- Basmati Rice case study
🔴Previously when we were discussing about the farm bills- we had articles on the need for R&D in agriculture here- why?- To increase productivity- Click here and read it
➡️This present article is therefore a case study to prove the above point - and NOTE that basmati is one of the highest exported agri products in the world- so NO MSP IS GIVEN‼️- Imp fact for prelims
🔰First Revolution (Late 1980s) :Transition from traditional varieties to Pusa Basmati-1 (PB-1)
🔰Second Revolution (2003) : Introduction of Pusa Basmati-1121 (PB-1121)
🔰Third Revolution (2013) : Launch of Pusa Basmati-1509 (PB-1509)
🔰Recent Advances : Pusa Basmati-1885 and Pusa Basmati-1847
🅾️In this context, you can even read about OsDREB1C genetic engineering- how it can improve rice yield
🎖@Economyhighlights for more economy related articles at one place
🔴Previously when we were discussing about the farm bills- we had articles on the need for R&D in agriculture here- why?- To increase productivity- Click here and read it
➡️This present article is therefore a case study to prove the above point - and NOTE that basmati is one of the highest exported agri products in the world- so NO MSP IS GIVEN‼️- Imp fact for prelims
🔰First Revolution (Late 1980s) :Transition from traditional varieties to Pusa Basmati-1 (PB-1)
🔰Second Revolution (2003) : Introduction of Pusa Basmati-1121 (PB-1121)
🔰Third Revolution (2013) : Launch of Pusa Basmati-1509 (PB-1509)
🔰Recent Advances : Pusa Basmati-1885 and Pusa Basmati-1847
🅾️In this context, you can even read about OsDREB1C genetic engineering- how it can improve rice yield
🎖@Economyhighlights for more economy related articles at one place
#Economy
✅Gs-3 : Economy- Mobilization of resources
🅾️If JP Morgan includes India's government bonds in its 'Global Bond Market Index,' it opens up new ways for the Indian government to borrow money from international markets
➡️Benefits- The following points can be asked as consequences in MCQs in the exam. :
⚜️1. Lower Interest Rates: The inclusion of India's government bonds in JP Morgan's Global Bond Market Index will attract a broader range of investors. This increased demand is likely to drive down the interest rates, thereby reducing the government's cost of borrowing.
⚜️2.It can Fund Current Account Deficit( imports more than it exports).
⚜️3. Freeing Up Local Resources( Crowding out ): At present, domestic banks and financial institutions are significant buyers of government bonds( SLR quota).This move will free up domestic financial resources for private sector, leading to more productive uses and stimulating economic growth.
🎖@Economyhighlights for more economy related articles at one place
✅Gs-3 : Economy- Mobilization of resources
🅾️If JP Morgan includes India's government bonds in its 'Global Bond Market Index,' it opens up new ways for the Indian government to borrow money from international markets
➡️Benefits- The following points can be asked as consequences in MCQs in the exam. :
⚜️1. Lower Interest Rates: The inclusion of India's government bonds in JP Morgan's Global Bond Market Index will attract a broader range of investors. This increased demand is likely to drive down the interest rates, thereby reducing the government's cost of borrowing.
⚜️2.It can Fund Current Account Deficit( imports more than it exports).
⚜️3. Freeing Up Local Resources( Crowding out ): At present, domestic banks and financial institutions are significant buyers of government bonds( SLR quota).This move will free up domestic financial resources for private sector, leading to more productive uses and stimulating economic growth.
🎖@Economyhighlights for more economy related articles at one place
Forwarded from VK IAS by Vikas kanukollu (VK)
https://www.tg-me.com/sahithya_aladakatti
One of the subscriber has sent me this audio clip from a previous ranker . Ms. Sahitya IAS has actually summed up how to use the channel.
Never met her... or had any interaction. But glad that the work done has benefitted people. Thank you Ms. Sahitya IAS for sharing your thoughts - 🙂 Like I said in the past, this is meant for everyone , and now aims to be a repository for future generations. All it takes is your willingness to unmute and use it🙂
One of the subscriber has sent me this audio clip from a previous ranker . Ms. Sahitya IAS has actually summed up how to use the channel.
Never met her... or had any interaction. But glad that the work done has benefitted people. Thank you Ms. Sahitya IAS for sharing your thoughts - 🙂 Like I said in the past, this is meant for everyone , and now aims to be a repository for future generations. All it takes is your willingness to unmute and use it🙂
Telegram
Sahithya Aladakatti
AIR 250 UPSC CSE 2021
image_2023-09-24_12-51-32.png
1.5 MB
#Economy
✅Gs-3 : Economy- Mobilization of resources
🔰This present article is about Global Debt levels - Below is the short note - V. imp
📍Components: Government, Institutions, Individuals- ➡️Watch this video - https://www.youtube.com/watch?v=DelhSLmNrh4
📍Current Status: 336% of Global GDP
📍Trend: Rising in absolute terms
🔰Is It a Concern?
📍Not Necessarily: Global GDP and Money Supply also increasing
📍Mechanism: Fractional reserve banking boosts money supply- For concept- You can watch this video- https://youtu.be/DPg9qP1N26Q?feature=shared
🔰Government Debt
📍Risk: Potential default if debt too high
📍Strategy: 'Inflate Away the Debt'- Inflating Away the Debt= Increase inflation by borrowing from Central Banks
📍Outcome: Real value of money drops
📍Benefit: Easier for Govt. to repay debt
📍Revenue: Govt. collects taxes in nominal terms, making repayment easier
🎖@Economyhighlights for more economy related articles at one place
✅Gs-3 : Economy- Mobilization of resources
🔰This present article is about Global Debt levels - Below is the short note - V. imp
📍Components: Government, Institutions, Individuals- ➡️Watch this video - https://www.youtube.com/watch?v=DelhSLmNrh4
📍Current Status: 336% of Global GDP
📍Trend: Rising in absolute terms
🔰Is It a Concern?
📍Not Necessarily: Global GDP and Money Supply also increasing
📍Mechanism: Fractional reserve banking boosts money supply- For concept- You can watch this video- https://youtu.be/DPg9qP1N26Q?feature=shared
🔰Government Debt
📍Risk: Potential default if debt too high
📍Strategy: 'Inflate Away the Debt'- Inflating Away the Debt= Increase inflation by borrowing from Central Banks
📍Outcome: Real value of money drops
📍Benefit: Easier for Govt. to repay debt
📍Revenue: Govt. collects taxes in nominal terms, making repayment easier
🎖@Economyhighlights for more economy related articles at one place
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Mobilization Banking= PCA framework.VERY Important for prelims
➡️What is Prompt Corrective Action?- Previously I explained about PCA in our crash course video- But now RBI came up with an Update. Watch it . Below is the link. Now it is going to be applicable for state owned NBFCs
https://www.youtube.com/watch?v=T6S0tyM2kUc
👆👆👆
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
➡️What is Prompt Corrective Action?- Previously I explained about PCA in our crash course video- But now RBI came up with an Update. Watch it . Below is the link. Now it is going to be applicable for state owned NBFCs
https://www.youtube.com/watch?v=T6S0tyM2kUc
👆👆👆
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS- prelims (UPSC highlights)
#Economy
✅Purple Economy
🅾️Also called -care economy- obtains its name from the color adopted by many feminist movements
🅾️It represents a new vision of economics that recognizes the importance of care work, empowerment and autonomy of women to the functioning of the economies, wellbeing of societies and life sustainability
🅾️Like the green economy’s call for internalizing environmental costs, the Purple Economy calls for the internalization of the costs of care
🎖Join
@hinduhighlights for News analysis
@upschighlights -for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
✅Purple Economy
🅾️Also called -care economy- obtains its name from the color adopted by many feminist movements
🅾️It represents a new vision of economics that recognizes the importance of care work, empowerment and autonomy of women to the functioning of the economies, wellbeing of societies and life sustainability
🅾️Like the green economy’s call for internalizing environmental costs, the Purple Economy calls for the internalization of the costs of care
🎖Join
@hinduhighlights for News analysis
@upschighlights -for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS- prelims (UPSC highlights)
#Economy
✅Goods and Services Tax Appellate Tribunal (Appointment and Conditions of Service of President and Members) Rules, 2023
🅾️Created by?- The Finance Ministry
🅾️For? governing the appointment and conditions of service for the president and members of Goods and Services Tax (GST) Appellate Tribunals.
🅾️Age limits- The maximum age limit for the president has been set at 70 years, while members should not exceed 67 years of age.
🅾️GSTAT Benches-31 benches of GSTAT- across 28 states and 8 Union Territories.
🎖Join
@hinduhighlights for News analysis
@upschighlights -for Prelims- Click here
✅Goods and Services Tax Appellate Tribunal (Appointment and Conditions of Service of President and Members) Rules, 2023
🅾️Created by?- The Finance Ministry
🅾️For? governing the appointment and conditions of service for the president and members of Goods and Services Tax (GST) Appellate Tribunals.
🅾️Age limits- The maximum age limit for the president has been set at 70 years, while members should not exceed 67 years of age.
🅾️GSTAT Benches-31 benches of GSTAT- across 28 states and 8 Union Territories.
🎖Join
@hinduhighlights for News analysis
@upschighlights -for Prelims- Click here
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Economic growth
⚠️Q) Analyze the evolving nature of India's workforce. Highlight the challenges and prospects of this transition in light of the global trend of capital-intensive manufacturing. Suggest appropriate policy measures that can effectively harness the potential of India's demographic dividend in this changing landscape. (250 words)
📍Implications :
⚜️1. Underemployment
⚜️2. Skills Mismatch
📍Suggestions : farm as a factory model- imperative of integrating technology with agriculture- Read the last paragraphs/
⚠️I also recommend that students should integrate this with "Need for Multidimensional Strategy" article here- Click here
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
⚠️Q) Analyze the evolving nature of India's workforce. Highlight the challenges and prospects of this transition in light of the global trend of capital-intensive manufacturing. Suggest appropriate policy measures that can effectively harness the potential of India's demographic dividend in this changing landscape. (250 words)
📍Implications :
⚜️1. Underemployment
⚜️2. Skills Mismatch
📍Suggestions : farm as a factory model- imperative of integrating technology with agriculture- Read the last paragraphs/
⚠️I also recommend that students should integrate this with "Need for Multidimensional Strategy" article here- Click here
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
✅GS3- Food processing/Agri cropping patterns
🔰This is an important news for both pre and mains. Why?- Because of our agricultural export policy
🅾️It says that we have to double agricultural exports from the present $30 billion to $60 billion by 2022 and reach $100 billion in the next few years thereafter, with a stable trade policy regime- Click here to read
🅾️Central government aims to control food inflation for upcoming state elections.
🅾️Restrictive export policies, including imposing high prices on basmati rice, affect farmers in Punjab and Haryana.These policies favor urban consumers over rural farmers.
🅾️Challenges include losing export markets and hindering the goal of doubling agricultural exports.
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
🔰This is an important news for both pre and mains. Why?- Because of our agricultural export policy
🅾️It says that we have to double agricultural exports from the present $30 billion to $60 billion by 2022 and reach $100 billion in the next few years thereafter, with a stable trade policy regime- Click here to read
🅾️Central government aims to control food inflation for upcoming state elections.
🅾️Restrictive export policies, including imposing high prices on basmati rice, affect farmers in Punjab and Haryana.These policies favor urban consumers over rural farmers.
🅾️Challenges include losing export markets and hindering the goal of doubling agricultural exports.
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Economic growth- Banking and Finance
✅Gs-2 : Accountability
🅾️Credit information companies- Let us say, when your loan application was rejected due to a low credit score and you realise there was a credit card marked against your name which you had never applied for from Credit info companies, Direct interactions with CICs often resulted in opaque responses, leaving borrowers clueless and frustrated. The onus of proof was typically on the borrower, who had limited avenues for redressal.
➡️ key RBI interventions for Credit Information Companies (CICs) : read the article
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
✅Gs-2 : Accountability
🅾️Credit information companies- Let us say, when your loan application was rejected due to a low credit score and you realise there was a credit card marked against your name which you had never applied for from Credit info companies, Direct interactions with CICs often resulted in opaque responses, leaving borrowers clueless and frustrated. The onus of proof was typically on the borrower, who had limited avenues for redressal.
➡️ key RBI interventions for Credit Information Companies (CICs) : read the article
🎖Join
@hinduhighlights for News analysis
@upschighlights - Relevant hashtags for Prelims- Click here
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Banking- CRAR
🅾️I will try to explain this with a simple story- Say RBI is a teacher and banks & NBFCs are students who have to carry backpacks (their assets or loans they give out). Now, each item in the backpack has a certain weight (risk weight), representing how risky it is - like books (home loans) might be lighter (less risky), while a glass water bottle (personal loans) might be heavier (more risky) if they are dropped and they can break.
➡️CRAR Increase- RBI is now concerned that banks and NBFCs may not be as strong as they think and need to prove they're strong enough (have enough capital) to carry these heavier backpacks more carefully than before as they are now carrying riskier items.
🅾️Watch this video to understand CRAR- NPA-PCA- https://youtu.be/GQA3w_cnhYY
➡️Follow @economyhighlights for Economy articles.
🎖Please Subscribe : Youtube.com/vikaskanukollu
🅾️I will try to explain this with a simple story- Say RBI is a teacher and banks & NBFCs are students who have to carry backpacks (their assets or loans they give out). Now, each item in the backpack has a certain weight (risk weight), representing how risky it is - like books (home loans) might be lighter (less risky), while a glass water bottle (personal loans) might be heavier (more risky) if they are dropped and they can break.
➡️CRAR Increase- RBI is now concerned that banks and NBFCs may not be as strong as they think and need to prove they're strong enough (have enough capital) to carry these heavier backpacks more carefully than before as they are now carrying riskier items.
🅾️Watch this video to understand CRAR- NPA-PCA- https://youtu.be/GQA3w_cnhYY
➡️Follow @economyhighlights for Economy articles.
🎖Please Subscribe : Youtube.com/vikaskanukollu
Forwarded from VK IAS- prelims (UPSC highlights)
#Economy
✅Gs-3 : Economy - Investment and banking
⚜️IRRA
🎖Join
@upschighlights - Relevant hashtags for Prelims- Click here
⚠️VK IAS subject wise channels - Click here
✅Gs-3 : Economy - Investment and banking
⚜️IRRA
🎖Join
@upschighlights - Relevant hashtags for Prelims- Click here
⚠️
Forwarded from VK IAS by Vikas kanukollu (VK)
✅Gs-3 : Economic growth- Banking- NPAs
🅾️Background : Click here
⚜️Banks hold ₹93,240 crore in stressed unsecured loans.
⚜️Unsecured loans are 7% of total and one-third of personal loan credit.
⚜️Risk weights on credit card receivables increased to 150% by the central bank
🅾️Implications : Watch this video to understand CRAR- NPA-PCA- https://youtu.be/GQA3w_cnhYY
➡️ Banks will now be required to hold more capital against the risk of default on credit card receivables, reflecting a higher perceived risk in this asset category.
➡️This could lead to a more cautious approach to issuing credit cards or approving transactions, as banks may seek to minimize risky exposures.
➡️With more capital tied up in safeguarding against potential credit card defaults, banks' profitability could be affected due to lower capital efficiency.
➡️Consumers may face higher costs for credit card borrowing
➡️There might be a tightening of credit availability
⚠️VK IAS subject wise channels - Click here
🅾️Background : Click here
⚜️Banks hold ₹93,240 crore in stressed unsecured loans.
⚜️Unsecured loans are 7% of total and one-third of personal loan credit.
⚜️Risk weights on credit card receivables increased to 150% by the central bank
🅾️Implications : Watch this video to understand CRAR- NPA-PCA- https://youtu.be/GQA3w_cnhYY
➡️ Banks will now be required to hold more capital against the risk of default on credit card receivables, reflecting a higher perceived risk in this asset category.
➡️This could lead to a more cautious approach to issuing credit cards or approving transactions, as banks may seek to minimize risky exposures.
➡️With more capital tied up in safeguarding against potential credit card defaults, banks' profitability could be affected due to lower capital efficiency.
➡️Consumers may face higher costs for credit card borrowing
➡️There might be a tightening of credit availability
⚠️