💳 Kisan Credit Card (KCC)

🏛 Basics

📅 Launch: 1998 🏦

🏢 Nodal Ministry: Ministry of Agriculture & Farmers Welfare 👨‍🌾

🎯 Purpose: To provide easy & timely credit for crop cultivation 🌾 and allied activities 🐄🐟🐓

➕ Extended To: Animal Husbandry, Dairy & Fisheries sectors in 2019 🐮🐐🐠

⚙️ Main Features

💰 Loan Limit: Up to ₹5 lakh (as per Budget 2025–26)

🛡 Collateral-Free Loans: Up to ₹2 lakh ✅

💸 Interest Rate:

7% per annum (base rate)

➕ 3% Prompt Repayment Incentive (PRI) → Effective rate = 4% p.a. ⚡️

🧾 Scheme Under: Modified Interest Subvention Scheme (MISS) 💵

📆 Validity: 5 years with annual review 🔁

🌐 Kisan Rin Portal (KRP):
Real-time monitoring 🔍 & digital tracking of interest subvention claims 💻

🪙 MISS Extended: Up to FY 2025–26

Includes 1.5% subvention + 3% Prompt Repayment Incentive (PRI) 💹

📈 Loan Limit Enhanced: From ₹3 lakh ➜ ₹5 lakh to boost farmer access to institutional credit 🌱

📢 New Offline Batch Announcement (Starting 17th November)

1. Batch Type: Foundation Batch – Complete syllabus coverage for all Agricultural Competitive Exams.
2. Total Seats: 100
3. Seats Left: 65 only (Limited availability – Admission strictly on a first-come, first-serve basis).
4. Subjects Covered:

* Agriculture
* Quantitative Aptitude
* Reasoning
* English
* Computer
5. Medium: Bilingual (Hindi + English).
6. Class Duration: 6 hours daily (all subjects included).
7. Class Timing: Morning 7:00 AM onwards.
8. Daily Practice: Daily tests will be conducted to strengthen concepts and improve accuracy.
9. Special Guidance Sessions: Regular mentoring on *how to prepare effectively* for your examinations.
10. Sunday Sessions: Special classes every Sunday for motivation, performance review, and advanced topics.
11. Comprehensive Coverage: 100% syllabus coverage with exam-oriented preparation for all Agriculture exams.
12. 📞 Registration Contact: Call 95200 90200 for admission.

🌾 Karaikal Samba Cultivation Update 🌾

🌱 Samba paddy area expanding: Expected to cover 4,500 hectares this season.

☔ Monsoon boost: Timely rains helping farmers with crop growth.

💧 Cauvery water release: Ensures proper irrigation and supports farming activities.

🌾 Hope for farmers: Promises a bountiful harvest after previous challenges.

🌿 Agriculture revival: Signals positive trend for the region’s farming landscape.

🚜 Farmers in action: Local communities actively preparing fields for maximum yield.

🧠 Foundation Level Agri Quiz-6 (8 AM)

📢 Get ready, future officers!
Your Foundation Level Agri Quiz will be live shortly!
🔹 Focus on concepts & basics
🔹 Strengthen your fundamentals step by step
🕗 Time: 8:00 AM sharp
💪 Let’s build a strong base for success! 🌱