Q 1.Who decides the rate of interest on savings bank deposits?
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8%
(a) Ministry of Finance
15%
(b) Indian Banks Association
64%
(c) Reserve Bank of India
12%
(d) Individual Banks
Q2.Which of the following public sector banks is the first bank to offer
wealth management service?
wealth management service?
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13%
(a) Bank of India
35%
(b) Bank of Baroda
46%
(c) State Bank of India
6%
(d) Canara Bank
Q3.Yes Bank has announced mobilisation of USD 5 billion towards its
commitment to climate finance in India by 2020. The Bank’s
committed target for funding clean energy is—
commitment to climate finance in India by 2020. The Bank’s
committed target for funding clean energy is—
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24%
(a) 1000 MW annually
45%
(b) 1500 MW annually
26%
(c) 1500 MW by 2020
5%
(d) 5000 MW by 2020
Q4.The first Land Development Bank was established in 1920. It was
located at—
located at—
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28%
(a) Meerut
30%
(b) Jhang
24%
(c) Munger
19%
(d) Thane
Q 5.Which of the following is the first bank to tie up with Indian railways
to sell rail tickets through its web site?
to sell rail tickets through its web site?
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40%
(a) State Bank of India
18%
(b) ICICI Bank
29%
(c) Axis Bank Ltd
13%
(d) Punjab National Bank
Q 1.Which of the following banks is the World’s largest bank by
assets?
assets?
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33%
(a) Bank of America
54%
(b) Industrial and Commercial Bank of China (ICBC)
4%
(c) BNP Paribas
9%
(d) Bank of China
Q2.Which of the following terms is not associated with bankin
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15%
(a) CTS
30%
(b) MICR
19%
(c) IFSC
37%
(d) FERA
Q3.SLR can be defined as—
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11%
(a) SLR= L ER+I−CB
39%
(b) SLR= L ER+IS−CAB
39%
(c) SLR= L ER+IS−CAB
11%
(d) SLR= IS L+CB−ER
Q4.The banks which are implementing the Micro Finance Programme
linked with Self Help Groups (SHGs) are—
linked with Self Help Groups (SHGs) are—
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14%
(a) Commercial Banks and Co-operative Banks only
25%
(b) Regional Rural Banks and Commercial Banks, only
24%
(c) Co-operative banks and Regional Rural Banks, only
37%
(d) Commercial Banks, Regional Rural Banks and Co-operative Banks
Q5.The share of the concerned State Government in the capital of
Regional Rural Banks is—
Regional Rural Banks is—
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37%
(a) 15 per cent
40%
(b) 35 per cent
11%
(c) 20 per cent
12%
(d) 50 per cent
Q 1.The Bandhan Banking Limited is an Indian banking and financial
services company Headquartered in—
services company Headquartered in—
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34%
(a) Mumbai, Maharashtra
23%
(b) New Delhi, Delhi
25%
(c) Hyderabad, Telangana
18%
(d) Kolkata, West Bengal
Q 2.The baseline ‘Aapka bhala, Sabki bhali’ is associated with
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6%
(a) RBL Bank Limited
30%
(b) DCB Bank Limited
21%
(c) Yes Bank Limited
43%
(d) Bandhan Bank Limited
Q 3.The ‘Indian Bank’ is an Indian state-owned financial service company
Headquartered in—
Headquartered in—
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17%
Bengaluru
38%
(b) Mumbai
33%
(c) Chennai
13%
(d) Kolkata
Q 4.The first Indian Bank to introduce ‘Smart Vault’, a fully automated
locker facility using robotic technology to access lockers from the stafe
vault is—
locker facility using robotic technology to access lockers from the stafe
vault is—
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14%
(a) IDBI Bank
43%
(b) Federal Bank
20%
(c) HDFC Bank
23%
(d) ICICI Bank
Q 5.According to extant RBI guidelines, ‘Payment Banks’ are not
permitted to—
permitted to—
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30%
(a) set up branches or ATMs
25%
(b) accept remittances to be sent to multiple banks
32%
(c) distribute mutual fund/insurance/pension products
13%
(d) set up subsidiaries to undertake NBFC activities
Q1.Which of the following institutions is the umbrella organization for all
retail payment systems in India?
retail payment systems in India?
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25%
(a) RBI
11%
(b) CCIL
20%
(c) CDSL
43%
(d) NPCI
Q2.A cheque which has been written by the maker and dated at some point
in the past is known as—
in the past is known as—
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18%
(a) Out-of-date cheque
53%
(b) Post-dated cheque
16%
(c) Pre-paid cheque
13%
(d) Antedated cheque
Q3.‘SFMS’ is a secure messaging standard developed to serve as a
platform for intra-bank and inter-bank applications. The first letter ‘S’
in the abbreviation ‘SFMS’ stands for—
platform for intra-bank and inter-bank applications. The first letter ‘S’
in the abbreviation ‘SFMS’ stands for—
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22%
(a) Structured
41%
(b) Simplified
27%
c) Standard
11%
(d) Sheltered
Q4.A currency which either has a missing portion or is composed of more
than two pieces is categorized as a—
than two pieces is categorized as a—
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11%
(a) Soiled Note
28%
(b) Imperfect Note
24%
(c) Detached Note
37%
(d) Mutilated Note
Q5.The ‘Interest Rate Risk’ is a type of–
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32%
(a) Market Risk
37%
(b) Liquidity Risk
17%
(c) Reputational Risk
14%
(d) Operational Risk