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💳 Kisan Credit Card (KCC)

🏛 Basics

📅 Launch: 1998 🏦

🏢 Nodal Ministry: Ministry of Agriculture & Farmers Welfare 👨‍🌾

🎯 Purpose: To provide easy & timely credit for crop cultivation 🌾 and allied activities 🐄🐟🐓

Extended To: Animal Husbandry, Dairy & Fisheries sectors in 2019 🐮🐐🐠

⚙️ Main Features

💰 Loan Limit: Up to ₹5 lakh (as per Budget 2025–26)

🛡 Collateral-Free Loans: Up to ₹2 lakh

💸 Interest Rate:

7% per annum (base rate)

3% Prompt Repayment Incentive (PRI) → Effective rate = 4% p.a. ⚡️

🧾 Scheme Under: Modified Interest Subvention Scheme (MISS) 💵

📆 Validity: 5 years with annual review 🔁

🌐 Kisan Rin Portal (KRP):
Real-time monitoring 🔍 & digital tracking of interest subvention claims 💻

🪙 MISS Extended: Up to FY 2025–26

Includes 1.5% subvention + 3% Prompt Repayment Incentive (PRI) 💹

📈 Loan Limit Enhanced: From ₹3 lakh ➜ ₹5 lakh to boost farmer access to institutional credit 🌱
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📢 New Offline Batch Announcement (Starting 17th November)

1. Batch Type: Foundation Batch – Complete syllabus coverage for all Agricultural Competitive Exams.
2. Total Seats: 100
3. Seats Left: 65 only (Limited availability – Admission strictly on a first-come, first-serve basis).
4. Subjects Covered:

* Agriculture
* Quantitative Aptitude
* Reasoning
* English
* Computer
5. Medium: Bilingual (Hindi + English).
6. Class Duration: 6 hours daily (all subjects included).
7. Class Timing: Morning 7:00 AM onwards.
8. Daily Practice: Daily tests will be conducted to strengthen concepts and improve accuracy.
9. Special Guidance Sessions: Regular mentoring on *how to prepare effectively* for your examinations.
10. Sunday Sessions: Special classes every Sunday for motivation, performance review, and advanced topics.
11. Comprehensive Coverage: 100% syllabus coverage with exam-oriented preparation for all Agriculture exams.
12. 📞 Registration Contact: Call 95200 90200 for admission.
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🌾 Karaikal Samba Cultivation Update 🌾

🌱 Samba paddy area expanding: Expected to cover 4,500 hectares this season.

Monsoon boost: Timely rains helping farmers with crop growth.

💧 Cauvery water release: Ensures proper irrigation and supports farming activities.

🌾 Hope for farmers: Promises a bountiful harvest after previous challenges.

🌿 Agriculture revival: Signals positive trend for the region’s farming landscape.

🚜 Farmers in action: Local communities actively preparing fields for maximum yield.
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🧠 Foundation Level Agri Quiz-6 (8 AM)

📢 Get ready, future officers!
Your Foundation Level Agri Quiz will be live shortly!
🔹 Focus on concepts & basics
🔹 Strengthen your fundamentals step by step
🕗 Time: 8:00 AM sharp
💪 Let’s build a strong base for success! 🌱
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The bending or breaking over of a plant before harvesting is known as — / फसल की कटाई से पहले पौधे का झुकना या टूटना कहलाता है ?
Anonymous Quiz
9%
Wilting / मुरझाना
75%
Lodging / लॉजिंग
12%
Shattering / झड़ना
4%
Crinkling / सिकुड़ना
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The ratio of grain weight to total plant weight in a cereal crop is known as — / अनाज वाली फसलों में दाने के भार और कुल पौधे के भार के अनुपात को क्या कहा जाता है ?
Anonymous Quiz
6%
Growth index / वृद्धि सूचकांक
68%
Harvest index / हार्वेस्ट इंडेक्स
14%
Crop index / फसल सूचकांक
12%
Productivity ratio / उत्पादकता अनुपात
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The Indian Institute of Soil Sciences is located at — / भारतीय मृदा विज्ञान संस्थान कहाँ स्थित है —
Anonymous Quiz
72%
Bhopal / भोपाल
15%
Lucknow / लखनऊ
7%
New Delhi / नई दिल्ली
6%
Nagpur / नागपुर
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World Earth Day is observed on — / विश्व पृथ्वी दिवस कब मनाया जाता है —
Anonymous Quiz
29%
5th June / 5 जून
51%
22nd April / 22 अप्रैल
15%
21st March / 21 मार्च
5%
16th September / 16 सितंबर
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The study of vegetables is known as — / सब्जियों के अध्ययन को क्या कहा जाता है —
Anonymous Quiz
6%
Pomology / पोमोलॉजी
92%
Olericulture / ओलेरिकल्चर
2%
Floriculture / फ्लोरिकल्चर
1%
Agronomy / एग्रोनॉमी
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The botanical name of Green gram (Moong) is — / मूंग (Green gram) का वानस्पतिक नाम क्या है —
Anonymous Quiz
35%
Vigna mungo / विग्ना मुंगो
6%
Cicer arietinum / सिसर एरिएटिनम
1%
Glycine max / ग्लाइसिन मैक्स
58%
Vigna radiata / विग्ना रेडिएटा
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Grasshopper belongs to which order? / टिड्डा (Grasshopper) किस गण (Order) से संबंधित है —
Anonymous Quiz
19%
Lepidoptera / लेपिडोप्टेरा
67%
Orthoptera / ऑर्थोप्टेरा
6%
Diptera / डिप्टेरा
7%
Hemiptera / हेमिप्टेरा
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A bio-chemical vigour test that measures the intensity of dehydrogenase enzymes in seeds is known as — / बीजों में डिहाइड्रोजनेज़ एंजाइम की तीव्रता को मापने वाली जैव-रासायनिक शक्ति परीक्षा को क्या कहा जाता है —
Anonymous Quiz
7%
Germination test / अंकुरण परीक्षण
82%
Tetrazolium vigour test / टेट्राज़ोलियम विगर टेस्ट
5%
Conductivity test / चालकता परीक्षण
5%
Accelerated ageing test / त्वरित वृद्धावस्था परीक्षण
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A region receiving 500–700 mm of annual rainfall is classified as — / वह क्षेत्र जहाँ वार्षिक वर्षा 500–700 मि.मी. होती है, उसे किस प्रकार की जलवायु के रूप में वर्गीकृत किया जाता है —
Anonymous Quiz
34%
Arid region / शुष्क क्षेत्र
15%
Humid region / आर्द्र क्षेत्र
11%
Per-humid region / अत्यधिक आर्द्र क्षेत्र
40%
Semi-arid region / अर्द्ध-शुष्क क्षेत्र
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2025/10/21 21:43:38
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