Join us at Enkopa Summit 2025, a gathering for innovators, deal-makers, academics, and all those shaping Ethiopia’s tomorrow.

🎟️ Get your ticket: https://enkopasummit.com/packages?ref=Shega

#Shega #Laurendeauandassociates #ENKOPASummit2025 #Ethiopia

𝗠𝘂𝗹𝘁𝗶-𝗨𝘀𝗲𝗿 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗙𝗮𝗺𝗶𝗹𝗶𝗲𝘀

This latest use case report by Shega, as part of the AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) initiative, examines how secure, role-based access to a single digital account can help Ethiopian households manage their shared finances.

What’s inside:
-Identifies key gaps in Ethiopia’s DFS landscape, including exclusion of dependents in male-headed households.
-Proposes a multi-user model with customizable permissions to improve transparency and reduce credential-sharing risks.
-Highlights the potential to serve a wide range of households and beneficiaries of G2P programs.
-Discusses regulatory needs: digital ID, role-based access, and consumer protection frameworks.

https://digitalfinance.shega.co/insights/use-cases/Multi-User-Digital-Banking-for-Families

#DigitalFinance #DFS #DigitalTransaction #AKOFADA #FinancialInclusion #Ethiopia

Join us on Sunday, 28th of September, at 8:10 PM EAT on Fana FM 98.1 as we explore the topic of 𝗛𝗼𝘄 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁𝘀 𝗖𝗮𝗻 𝗗𝗿𝗶𝘃𝗲 𝗘𝗱𝗧𝗲𝗰𝗵 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗟𝗼𝗰𝗮𝗹 𝗤𝘂𝗮𝗹𝗶𝘁𝘆 𝗖𝗼𝗻𝘁𝗲𝗻𝘁.

Featuring insightful panelists Tesfaye Degefa (Teachers and Educational Leaders Development, Ministry of Education), Bereket Gebreselassie (General Manager at Synapse Bridge and Chapter Lead at The AI Collective, Addis Ababa), and Mahlet Girma (Founder and General Manager at Limitless Youth, Program Director at Inspired Development, Youth and Women Advocate), moderated by Rediet Meshesha.

We’ll discuss how governments can enable EdTech innovation while ensuring locally relevant, high-quality content that transforms the future of education.

Don’t miss this important conversation shaping the future of education in Ethiopia!

#Shega #EdTechMondays #EdTechEthiopia #MastercardFoundation #InclusiveEducation #Ethiopia

From coffee breaks to evening socials, Enkopa Summit 2025 is designed for meaningful connections.

This is where deals begin, collaborations form, and ideas find momentum.

🎟️ Get your ticket: https://enkopasummit.com/packages?ref=Shega

#Shega #Laurendeauandassociates #ENKOPASummit2025 #Ethiopia

𝗖𝗮𝘀𝗲 𝗦𝘁𝘂𝗱𝘆 – 𝗛𝗼𝘄 𝗞𝗶𝗳𝗶𝘆𝗮 𝗶𝘀 𝗧𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗶𝗻𝗴 𝗠𝗦𝗠𝗘 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝗻 𝗘𝘁𝗵𝗶𝗼𝗽𝗶𝗮

This case study report from Shega, as part of the AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) initiative, examines how Kifiya’s AI-powered financial infrastructure is reshaping credit access for MSMEs, especially those excluded from formal finance.

What's Inside:

-How Kifiya’s digital credit scoring uses alternative data
-Role of AI and behavioral scoring in collateral-free lending
-Insights into Michu, Efoyta, Abol, Malefiya, Ansar, Lewedaje
-Impact on women, youth, rural entrepreneurs
-Challenges in scaling inclusive finance and recommendations

Full Report: https://digitalfinance.shega.co/insights/case-studies/How-Kifiya-Technology-Infrastructure-is-Empowering-Ethiopian-MSMEs

#DigitalFinance #FinancialInclusion #MSMEs #ShegaInsights #AKOFADA #InclusiveInnovation #Ethiopia

𝗡𝗲𝘄 𝗥𝗲𝗽𝗼𝗿𝘁 𝗔𝗹𝗲𝗿𝘁: Shega’s second issue on Customer-Facing Technologies in Ethiopian Banks is available!

As Ethiopia pushes toward financial inclusion, mobile-based platforms are leading the charge. This key report, published by Shega as part of the AKOFADA project, dives deep into the evolution, adoption, and challenges of Mobile Banking and Mobile Money in Ethiopia.

The report explores how these platforms are reshaping financial access while raising critical questions about inclusion, interoperability, and innovation.

Key insights include:

-Adoption trends and transaction volumes
-Urban–rural and gender disparities
-Regulatory bottlenecks and trust gaps
-Strategic recommendations for inclusive digital finance

Download the Full report: https://shorturl.at/gp5QK

#DigitalFinance #MobileMoney #Ethiopia #AKOFADA #FinancialInclusion #DigitalPayments

Agriculture, fintech, gaming, creative industries, and more — Enkopa Summit 2025 spotlights the sectors driving Ethiopia’s growth.

Join the conversations shaping tomorrow’s opportunities.

🎟️ Get your ticket: https://enkopasummit.com/packages?ref=Shega

#Shega #Laurendeauandassociates #ENKOPASummit2025 #Ethiopia

Gaming and betting are reshaping the flow of money and consumer behavior. At Enkopa Summit 2025, industry leaders unpack how these fast-growing sectors drive financial services innovation in Ethiopia.

As Shega’s community, enjoy an exclusive 80% discount — use code SHEGA80 at checkout.

🎟️ Get your ticket: https://enkopasummit.com/packages?ref=Shega

#Shega #Laurendeauandassociates #ENKOPASummit2025 #Ethiopia

Ethiopia’s consumer landscape is shifting fast. Urbanization has reached 23.7% in 2024, and a growing middle class is fueling demand for diverse, quality products. Health-conscious and convenience-driven choices are reshaping household spending patterns.

On the supply side, the agriculture market is valued at USD 6.8B in 2025 and projected to grow to USD 9.0B by 2030, forming the backbone of FMCG supply chains. Imports remain critical, with consumer goods accounting for 42% of Ethiopia’s total imports.

Enkopa Summit 2025 will spotlight these shifts, connecting industry leaders, innovators, and stakeholders.

As Shega’s community, enjoy an exclusive 80% discount — use code 👉SHEGA80 at checkout.

🎟 Get your ticket: https://enkopasummit.com/packages?ref=Shega

#Shega #Laurendeauandassociates #ENKOPASummit2025 #Ethiopia

𝗖𝘂𝗿𝗿𝗲𝗻𝘁 𝗦𝘁𝗮𝘁𝘂𝘀 𝗮𝗻𝗱 𝗙𝘂𝘁𝘂𝗿𝗲 𝗼𝗳 𝗔𝗴𝗲𝗻𝘁 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗶𝗻 𝗘𝘁𝗵𝗶𝗼𝗽𝗶𝗮

This latest report from Shega, as part of the AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) initiative, provides a data-driven examination of Ethiopia’s agent banking landscape, exploring sectoral trends, operational constraints, regulatory developments, and infrastructure gaps shaping the industry’s future.

What's Inside:

-Urban concentration vs. rural service gaps
-Low transaction volumes and high operating costs
-Limited provider support and liquidity challenges
-Actionable recommendations for inclusive growth

Download the Full report: https://digitalfinance.shega.co/insights/research-reports/Current-Status-and-Future-of-Agent-Banking-in-Ethiopia

#DigitalFinance #AKOFADA #FinancialInclusion #Ethiopia

𝗪𝗵𝗮𝘁 𝗶𝗳 𝗲𝘃𝗲𝗿𝘆 𝗵𝗼𝘂𝘀𝗲𝗵𝗼𝗹𝗱 𝗿𝗲𝗰𝗲𝗶𝘃𝗶𝗻𝗴 𝘀𝗼𝗰𝗶𝗮𝗹 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝗰𝗼𝘂𝗹𝗱 𝗮𝗹𝘀𝗼 𝗴𝗮𝗶𝗻 𝗮𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝘀𝗲𝗰𝘂𝗿𝗲, 𝗺𝗼𝗱𝗲𝗿𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗲𝗿𝘃𝗶𝗰𝗲𝘀?

This is becoming a reality in Ethiopia, where DFS integration into the Productive Safety Net Program (PSNP) is helping expand financial inclusion for millions of rural and low-income families.

The report details how DFS is being integrated into PSNP to improve efficiency, transparency, and access to finance for millions of beneficiaries.

Visit DFS Ethiopia Hub to download the report: https://digitalfinance.shega.co/insights/case-studies/Integration-of-Digital-Financial-Services-with-Microfinance-Institutions-in-Ethiopia

Education and literacy are key drivers of digital financial inclusion in Ethiopia. Adults with at least secondary education are nearly twice as likely to own a bank account and four times more likely to make digital payments compared to those with primary education or less. This growing gap highlights how education shapes access to financial tools and participation in the digital economy.

Our latest infographic, developed under AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) Initiative, explores how education influences digital readiness and financial inclusion across Ethiopia.

🔗 Visit DFS Ethiopia Hub to download the high-resolution visual: https://digitalfinance.shega.co/insights/infographics

#DigitalFinance #FinancialInclusion #DFS #Fintech #Ethiopia #AKOFADA #Education #DigitalEconomy #FinancialLiteracy

This latest key report from Shega, under the AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption) initiative, explores digital financial services' role in Ethiopia’s informal economy.

Why Informal Economy?
Ethiopia’s informal economy employs ~90% of its workforce yet remains largely excluded from formal finance.

Key insights
-DFS adoption patterns among informal workers
Gender, age, and education disparities in access
-Major challenges along with interventions
-Emerging opportunities through national ID and other initiatives
-Actionable recommendations for inclusive digital finance

Download the full report https://digitalfinance.shega.co/insights/research-reports/Digital-Financial-Services-and-Informal-E…

#DigitalFInance #InformalEconomy #AKOFADA #FinancialInclusion #InformalWorker #InformalBusiness

Read our case study report on how Digital ID is shaping financial inclusion in Ethiopia. The report shares key insights, challenges, and practical solutions toward building a more inclusive financial ecosystem.

Read the full report under AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption), our initiative to support informed decision making in digital finance.

Visit DFS Ethiopia HUB to Download the report: https://digitalfinance.shega.co/insights/case-studies/case-study

#FinancialInclusion #DigitalID #Ethiopia #EconomicGrowth #Innovation #AKOFADA #FinancialInclusion

Join us today at 8:10 PM (EAT) on Fana FM 98.1 as we explore the topic of 𝗔 𝗨𝗻𝗶𝗳𝗶𝗲𝗱 𝗙𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝗖𝗿𝗼𝘀𝘀-𝗦𝗲𝗰𝘁𝗼𝗿 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 𝗣𝗼𝗹𝗶𝗰𝘆.

Featuring panelists Ephrem Tadesse (Founder & CTO, Bahirbits FinTech Solutions), Yonas Fisseha (Finance Director, Trivium Online Startup), and Dr. Serawit Handiso (Ethiopian Education and Research Network), moderated by Rediet Meshesha (Journalist and Producer).

We’ll unpack how Ethiopia can develop a unified framework that bridges education, technology, and policy — enabling inclusive, coordinated innovation across sectors.

Don’t miss this important discussion on aligning EdTech efforts for lasting impact!

#EdTechMondays #EdTechEthiopia #MastercardFoundation #InclusiveEducation #Ethiopia #Shega

Women remain significantly underrepresented in Ethiopia’s financial landscape. Eighty-six percent of women lack a mobile money account, and 78% have no digital financial service (DFS) account, limiting their ability to participate in and benefit from the digital economy. Expanding women’s access to digital finance could lift 700,000 people out of poverty and add USD 5.3 billion to Ethiopia’s GDP — a powerful reminder that inclusion drives both equality and growth.

Our latest infographic, devloped under AKOFADA (Advancing Knowledge on Financial Accessibility and DFS Adoption), highlights the gender gap in financial inclusion and the economic potential of empowering women through digital finance.

🔗 Visit DFS Ethiopia Hub to download the high-resolution visual:

https://digitalfinance.shega.co/insights/infographics
#DigitalFinance #FinancialInclusion #DFS #Fintech #Ethiopia #AKOFADA #GenderEquality #WomenInFinance